How much income do you need and where will it come from?

Income planning for retirement can be a daunting task for many retirees because there is a lot to learn. We are here to help you navigate throughout each of the three income planning phases – accumulation, distribution, and preservation or transfer – and to help you make sense of different investment vehicles that can help you to accomplish your retirement income goals.

We will work with you to help you uncover various opportunities and concerns that are unique to each income planning phase. Additionally, through our process we will help answer important questions you may have such as: 

  • How much income will I need in retirement?
  • How long will my income last?
  • What is my “income gap” (the amount of expenses not covered by Social Security and pensions that will need to come from investments)
  • How do I maximize my Social Security and pension?

Because taxes play a major role in any financial planning process, our firm will utilize the right tax advantaged vehicles based on your situation that will accommodate your retirement income goals, such as traditional IRAs, Roth IRAs, 401(k)s, IRA rollovers, HSAs life insurance and annuities.